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Multi-line in formula field currency


I know how to break a text in formula field ,  i gave 

Label1__c &  BR()  &  Label2__c

Now my question is  how should i separate two currency field ?

Month1__c     Month2__c

what should i use inbetween this two field to get in next line.

Thanks In advance
Your requirement is not clear could you please elaborate more with examples.
Arunkumar RArunkumar R
Use <BR> tag for next line, if you want space  between two field add empty quotation.

IF(NOT(ISBLANK( FirstName )), FirstName& " " & LastName ) & "<BR>"