Hii  I am getting System.Limit Exception. Please any one help me out....


public static Transaction__c GenTransactionAnnuity(Integer unique, String policyFieldVal, String CUSIP)
    {

      User annuityUser =                 TestFactory.CreateUser(10+unique, 'Annuity External Wholesaler', 'Mouse');
      User forecareUser =                 TestFactory.CreateUser(11+unique, 'Annuity External Wholesaler', 'Dragon');
      insert annuityUser;
      insert forecareUser;

      Territory__c Annuitory =        TestFactory.CreateTerritory(10+unique, annuityUser.Id, 'Annuity', '♣WA0', '98000', '99000', 'WA', 'Independent');
      Territory__c Forecaritory =     TestFactory.CreateTerritory(11+unique, forecareUser.Id, 'Forecare', '♣WA1', '', '', 'WA', 'Independent');
     
     
      insert Annuitory;    ///// Getting exception Too many soql querries...
    
     
      insert Forecaritory;
     

      Account IndependentAccount = TestFactory.CreateAccount(10+unique, 'rigid', 'Active', 'Independent');
      insert IndependentAccount;

      Contact A = GenContactAnnuity(0+unique, false, 'Independent');
        A.Annuity_Territory__c = Annuitory.Id;
        A.Exclude_from_Territory__c = true; //so the trigger

      Contact F = GenContactForecare(2+unique, false, 'Independent');
        F.Forecare_Territory__c = Forecaritory.Id;
        F.Exclude_from_Territory__c = true; //so the trigger   
        List<Contact> contacts = new List<Contact>();
        contacts.add(A);
        contacts.add(F);
        insert contacts;

      Map<Id, Contact> contactMap = new Map<Id, Contact>([SELECT Annuity_Territory__c, Forecare_Territory__c FROM Contact WHERE Id =: A.Id OR Id =: F.Id]);
        A = contactMap.get(A.Id);
        F = contactMap.get(F.Id);     

      contacts = new List<Contact>([SELECT Annuity_Territory__c, Forecare_Territory__c FROM Contact WHERE Id =: A.Id]); ///// Getting exception Too many soql querries...

      Policy__c annuityPolicy = TestFactory.CreatePolicy(10+unique, A.id, CUSIP);
     
     
      insert annuityPolicy;